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Get paid in 48 hours with Traderate.

A simple cashflow solution to help manage your money and grow your business.

 ✓  You get paid upfront and your customer pays by instalment.

 ✓  Offer your customers up to $10,000 with 12 months interest-free*

*T&Cs, fees, charges & exclusions apply

How it works in 3 steps

1
You win the job

Offer interest free re-payment options to your customer at the point of sale, they simply select the Traderate payment link on your quote or invoice and fill in their details. Helping you to win more work and increase your average job value by 40%.

2
We pay you upfront

As soon as your customer is approved, the full invoice amount is deposited into your account less our service fee, no extra costs. Get paid faster with Traderate's 48-hour payment guarantee.

3
Customer pays later

Your clients choose from weekly, fortnightly or monthly repayments over a 6 or 12-month term to suit their budget. They have the option to pay-off in full at any point with no additional fees. Making home improvement more affordable.

What makes Traderate
Different

On-time payment

Getting paid is important that's why Traderate invoices are paid in full minus our service fee within 48 hours, prompt payment for your invoice every time to help you gain control over your business by ensuring your money is flowing where you need it when you need it.

  • Simplified payments for faster transactions
  • Hassle free customer interaction
  • 48 hour invoice payment
  • Payment security
On-time payment
Secure
User information is encrypted
Simple
5 steps to setting up with Traderate
Improved cashflow

Improved cashflow

Improve the way you operate your business without waiting for your customers to pay, the working cashflow provided by Traderate improves your business cash position enabling you to watch your business grow without the hassle.
  • Pay distributors & suppliers promptly and take advantage of discounts & bulk purchasing
  • Improve your credit rating to secure property or other business related asset loans
  • Finance promotional activities to generate increased sales
  • Take on more staff as your business grows in turn making more profit.

Happy Customers

Let your customers get what they need and want around the home with the option to pay by instalment, helping you to build a repeat and referal based customer driven business.
  • Return customers cost you nothing and increase your revenue
  • Referal or word of mouth business reduces your operating costs
  • Testimonials and Google Reviews boost future sales
  • 1 in 10 Aussies say it's their preferred way to pay
On-time payment

Get paid with Traderate

Safe, Secure, Simple.

Building better business

An easy to use, time saving payment system empowering you every step of the way to help grow your business.

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Its simple and easy to
get started.

Traderate can integrate with your Xero invoice platform seamlessly. Our tech support team is with you every step of the way.

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Trusted by the Industry

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We are very happy with the Traderate service. It is an easy and affordable way for us to provide our clients with a flexible payment option helping them to get their work done now without the upfront outlay. "It is particularly useful for clients to budget for unexpected electrical repairs or maintenance.
Michael & Betty Foster
Sparkymics

Get paid with Traderate

Safe, secure, simple.

Partnering with us has benefits

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Faster payment to your suppliers
Pay your trade accounts sooner when cash flow is top of mind, keep your key distributors on side with consistent payments due to positive cashflow
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Invoices are paid within 48 hours of approval
Traderate is integrated with your accounting platform to make things easy, your customer simply clicks on the payment link and the full amount is deposited into your account minus our service fee.
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No change to your end-of-month processes
Once Traderate has paid you, you follow your end-of-month process as per usual. Traderate recoups the money directly from the customer as the repayment.
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More Customers
Enjoy an increase in your customer conversion by providing flexible repayment options at the point of sale.
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Increase Job Value
Giving your customers payment options increases your avg job value by 30-50%
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Repeat Business
Happy customers are good for business, grow your word of mouth business through customer referals.

Trade Hub

Our Trade Hub helps you grow your business with SME tips, hints & insights, plus exclusive reports on home improvement spending and trends to keep you ahead of the game.

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